PCO Driver Accident Guide

For PCO and private-hire drivers, a road traffic accident can have an immediate financial impact because the vehicle is also your workplace.

A private hire driver at a pick-up point

If your vehicle becomes unroadworthy, simply being given an ordinary courtesy car may not allow you to continue accepting private-hire work.

That is why specialist accident management can be particularly important for professional drivers.

Getting a PCO replacement

Where replacement hire is appropriate, we can work with specialist providers to arrange an appropriately licensed PCO vehicle so you can continue working while your own vehicle is unavailable.

The replacement required will depend on your licensing arrangements, existing vehicle and individual circumstances.

The damaged vehicle

While you’re kept mobile, our team can coordinate the recovery, assessment and repair of your own vehicle or assist with the total-loss process if it is beyond economical repair.

This allows the hire and damaged-vehicle aspects to progress together.

Please note: this article is general information about how non-fault accident claims usually work. It is not legal advice and does not create a client relationship. Every claim turns on its own facts — if you need advice on your situation, get in touch and we’ll talk it through with you.

Related reading

Read more: PCO & Taxi Replacement
Read more: Uber & Bolt Drivers
Taxi Accident Guide
Replacement Vehicles Explained