What If Liability Is Disputed?

Not every road traffic accident results in the other insurer immediately accepting responsibility.

Sometimes the drivers give conflicting accounts, evidence is incomplete or the insurer wants further information before making a liability decision.

The scene of a motorcycle accident with an ambulance in attendanceThe scene of a motorcycle accident with an ambulance in attendance

A disputed claim does not automatically mean that you were responsible for the accident. It means further evidence may be required before liability can be established.

Evidence matters

Photographs, dashcam footage, CCTV, witness statements, vehicle-damage patterns, road layout and the accounts given by the drivers can all help establish what happened.

The stronger and clearer the evidence, the easier it may be to resolve a disagreement about liability.

What happens next?

Where liability is disputed, the relevant evidence can be gathered and presented while discussions continue with the insurer.

The timescale depends on the complexity of the accident and the evidence available.

Our team can keep you updated and coordinate the vehicle-related aspects of the claim while liability enquiries progress.

Please note: this article is general information about how non-fault accident claims usually work. It is not legal advice and does not create a client relationship. Every claim turns on its own facts — if you need advice on your situation, get in touch and we’ll talk it through with you.

Related reading

Read more: Non-Fault Accident Management
Read more: Personal Injury
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